How to Get a Navy Federal Account Without Being Military

Introduction

The Navy Federal Credit Union (NFCU) is one of the largest credit unions in the United States, with over 8 million members and $95 billion in assets. It is a not-for-profit financial cooperative owned by its members and operated for their benefit. NFCU provides banking and loan services to members of the U.S. military and their families, as well as other eligible individuals.

The problem for many people is that NFCU requires membership in the military or an affiliated organization in order to open an account. But what if you don’t have any military affiliation? Are there still ways to get a Navy Federal account without being in the military? The answer is yes! Below, we’ll explore several options for getting a Navy Federal account without being military.

Visit a Navy Federal Credit Union Branch in Person

The first option for getting a Navy Federal account without being military is to visit a Navy Federal Credit Union branch in person. To locate a branch, use the branch locator tool on the NFCU website. Once you’ve located a branch near you, you’ll need to gather the required documents for opening the account. These documents vary depending on the type of account you want to open, but generally include a valid government-issued ID and proof of address.

Once you have all the necessary documents, you can submit your application at the branch. A representative will review your application and make sure you meet the eligibility requirements for the account you’re trying to open. If everything looks good, they’ll open the account for you and provide you with the necessary information to start using it.

Call Navy Federal’s Member Service Center

Another option for getting a Navy Federal account without being military is to call the Member Service Center. The phone number for the Member Service Center is 800-336-4444. When you call, you’ll be connected to a representative who can help you open an account. The process is similar to opening an account at a branch location: you’ll need to provide the required documents and information, and the representative will review them to make sure you meet the eligibility requirements.

The documents you’ll need to open an account may vary depending on the type of account you’re opening, but typically include a valid government-issued ID, proof of address, and proof of income. You may also need to provide additional information, such as Social Security Number, date of birth, and contact information.

Join the National Military Family Association

The National Military Family Association (NMFA) is a nonprofit organization dedicated to providing support and assistance to military families. Membership in the NMFA is open to anyone, regardless of military affiliation. Members of the NMFA are eligible to join Navy Federal Credit Union and open an account.

To join the NMFA, you must meet certain eligibility requirements. These include being an immediate family member of an active-duty or retired service member or having served in the military yourself. You’ll also need to pay an annual membership fee of $30. Once you’ve met the eligibility requirements and paid the fee, you can apply for Navy Federal membership.

Become an Employee of the Department of Defense

If you’re looking for a longer-term solution, you can become an employee of the Department of Defense (DoD). The DoD offers a variety of job opportunities, ranging from administrative positions to technical roles. As an employee of the DoD, you’ll be eligible to join Navy Federal Credit Union and open an account.

To be eligible for a position with the DoD, you’ll need to meet certain requirements. These include having a high school diploma or equivalent and passing a background check. You’ll also need to pass any applicable tests related to the position you’re applying for. Once you’ve met the eligibility requirements, you can apply for a job with the DoD.

Join a Navy Federal Affiliated Organization

Navy Federal Credit Union also has relationships with several organizations, such as the Red Cross, USO, and American Legion. Membership in these organizations is open to anyone, regardless of military affiliation. Members of these organizations are eligible to join Navy Federal and open an account.

The eligibility requirements for joining these organizations vary depending on the organization. Generally speaking, you’ll need to meet certain criteria, such as age, residency, and/or length of service. You may also need to pay an annual membership fee. Once you’ve met the eligibility requirements, you can apply for Navy Federal membership.

Use the Navy Federal Go Rewards Program

The Navy Federal Go Rewards program is an exclusive rewards program available to NFCU members. The program allows members to earn points when they use their NFCU debit or credit card. These points can then be redeemed for cashback, gift cards, travel rewards, and more.

To be eligible for the Go Rewards program, you’ll need to be a Navy Federal member. This means you’ll need to meet the eligibility requirements for opening an account. However, you don’t need to be in the military to become a Navy Federal member and take advantage of the Go Rewards program.

Conclusion

Getting a Navy Federal account without being military is possible through various means. You can visit a Navy Federal Credit Union branch in person, call the Member Service Center, join the National Military Family Association, become an employee of the Department of Defense, or join a Navy Federal Affiliated Organization. You can also take advantage of the Navy Federal Go Rewards program, which is available to all Navy Federal members.

No matter which method you choose, it’s important to remember that you’ll need to meet the eligibility requirements for opening an account. This includes providing valid identification, proof of address, and any other required documents. Once you’ve met the requirements, you can start taking advantage of the benefits of having a Navy Federal account.